After many years of watching stock market cycles, we have observed patterns and can expertly advise you on the best actions under any circumstances

Capital is Crucial

We sincerely believe that the first objective is ‘defense’ (don’t lose money) followed by the required amount of ‘attack’ (making appropriate returns) and that every client would like to optimize the amount of short-term risk they are prepared to take with the highest long-term reward. Initially, our clients are often risk averse, while requesting double-digit returns. Over time and via practical demonstration of results, we have shown our clients that while short-term results are hard to predict, long-term results are much more predictable. Predictable, so long as we ensure the correct appointment and monitoring of Asset Managers.

Detail is central to understanding

Many people are averse to simplification because they feel that detail is central to understanding. This trait, however, blinds most private investors to the fact that we only have four Asset Classes to choose from: Stocks, Bonds, Property and Cash. This simple fact is hidden in plain sight because of the vast number of Investment Houses and their bespoke offerings to you, the private investor. In South Africa we have hundreds Asset Managers vying for your attention; throughout the world there are thousands of registered Investment Managers. This daunting selection is one reason why many people simply leave their money in a bank and miss out on the returns they could have achieved.

Comprehensive suite of investment.

We continue to offer an independent and impartial solution for the varying needs of our clients. Over the decades we have partnered with local and international financial service providers, so that we can put forward a comprehensive suite of investment solutions. To continually improve upon our advice and fund management, we employ state-of-the-art software tools and systems to deliver exceptional value to our clients.

Continual practice

Through our continual practice of this art and science our clients have earned steady and consistent inflation beating returns. While it may seem hard for you to believe (given the hype that financial news networks pump out each day) long-term real returns have become fairly predictable. Real Returns are the percentage by which your annual investment growth, beats inflation. Growth rates of 1-7% above inflation can confidently be targeted, over periods of eight years and longer when mixed with the essential ingredients of patience and continual planning. Sadly, due to the lack of investment education and financial advice, most people will never realise how wealthy they could have become. It is mathematically provable that most middle-income individuals – who will work for 40 years – could become financially independent long before retirement. However, the majority will not. Financial freedom is available if you want it. Let’s work on that idea together.