Richard started his working career as in house counsel for a global shipping company spanning across seven continents. He was involved in the Execution of multi-faceted law in South Africa with specialities in maritime international transport and trade logistics, commodities, clearing and forwarding, agency, customs and South African corporate and commercial law. During this time he was responsible for setting charters via continual monitoring of market movements and trends. It was through this market monitoring and continual planning that Richard was naturally drawn towards Investment and Financial planning. He then went onto further his studies in this regard and continues to do so.  

 In 2014 he carried out the role of chief financial officer in which time he carried out the Financial planning, business strategy (creation and maintenance of customer and client relationships, new venture evaluation, hedging & exporting of commodities, cash flow management, budgeting, variance reporting) and management of capital expenditure.  

 Before joining Financial Fitness, Richard worked at Sasfin Financial Advisory Services where he looked after a client base of private individuals’ Global and Local investments. Whilst at Sasfin, Richard was approached by the Capital International Group, an offshore Isle of Man domiciled, stockbroking platform. Richard worked alongside Global asset management companies before making his final move to Financial Fitness as a Director of the company.  

 Richard is passionate about personalised financial planning, providing well-thought-out financial advice and all the while considering tax efficiency at the core of his investment and holistic financial planning advice.   

 Richard sits on both the Category 1 advisory licence and the Category 2 discretionary investment management licences at Financial Fitness.